Free eligibility checker

Find Out If You Qualify for
Council Tax Reduction in Cardiff

Cardiff residents can save up to £800+ annually with our free 2-minute eligibility check.

Enter Your Cardiff Postcode

100% Free
Instant Results
Official Data
No Sign-up Required
£700+
Average Cardiff savings
367k
Cardiff residents
29
Cardiff wards covered
4.6/5 from 488 reviews • Trusted by UK families
Birmingham City Council
Leeds City Council
Glasgow City Council
Manchester City Council
Sheffield City Council
Bradford Council
Liverpool City Council
City of Edinburgh Council
Bristol City Council
Kirklees Council
Fife Council
Cornwall Council
Durham County Council
Wiltshire Council
Leicester City Council
Nottingham City Council
Newcastle City Council
Cardiff Council
Coventry City Council
Belfast City Council
Sunderland City Council
Wolverhampton City Council
Plymouth City Council
Stoke-on-Trent City Council
Derby City Council
Birmingham City Council
Leeds City Council
Glasgow City Council
Manchester City Council
Sheffield City Council
Bradford Council
Liverpool City Council
City of Edinburgh Council
Bristol City Council
Kirklees Council
Fife Council
Cornwall Council
Durham County Council
Wiltshire Council
Leicester City Council
Nottingham City Council
Newcastle City Council
Cardiff Council
Coventry City Council
Belfast City Council
Sunderland City Council
Wolverhampton City Council
Plymouth City Council
Stoke-on-Trent City Council
Derby City Council
Simple Process

How the Council Tax Reduction
Checker Works

Get your Council Tax Reduction eligibility result in just 3 simple steps. No complicated forms or lengthy processes.

1

Enter your postcode

We match you to the right council and their specific reduction rules and eligibility criteria.

2

Answer a few quick questions

About your income, benefits, and household situation. Takes less than 2 minutes to complete.

3

Get your result

See if you're eligible and exactly how much you could save on your council tax bill each year.

Average completion time: 120 seconds
Cardiff Council Official Information

Cardiff Council Tax Reduction
Scheme 2024/25

Complete guide to Cardiff Council's council tax reduction scheme. Serving 367,000 residents across all 29 wards from Cardiff City Centre to Cardiff Bay, Cathays to Canton, Roath to Ely.

Up to 100%
Pension Age Reduction
Up to 75%
Working Age Reduction
£700+
Average Annual Saving
367k
Cardiff Residents

Who Qualifies in Cardiff

Working Age Cardiff Residents
Up to 80% council tax reduction available for low-income households
Pension Age Cardiff Residents
Up to 100% council tax reduction - potentially no council tax to pay ✓
Universal Credit Recipients
Typically qualify for maximum working-age support in Cardiff ✓
Low Income & Benefit Recipients
ESA, JSA, PIP, DLA recipients often qualify for Cardiff support ✓
Not Sure If You Qualify?
Many other situations may qualify for Cardiff council tax support. Our free calculator checks all eligibility criteria.
Use Our Calculator

📊 Council Tax Bands & Charges (2024/25)

Official Cardiff Council rates for 2024/25:
💡 What these figures mean: These are your annual council tax bills - the amount you pay Cardiff Council per year for local services (rubbish collection, roads, schools, etc.). This is NOT your income or salary.
Band AProperty value up to £40,000 (1991)Today's equivalent: ~£120,000
£1,240.44
Band BProperty value £40,001-£52,000 (1991)Today's equivalent: ~£156,000
£1,447.18
Band CProperty value £52,001-£68,000 (1991)Today's equivalent: ~£204,000
£1,653.92
Band DProperty value £68,001-£88,000 (1991)Today's equivalent: ~£264,000
£1,860.66
How Council Tax Bands Work:
  • • Property value ranges: Based on what your home was worth in 1991 (not current value)
  • • Annual bill amount: What you pay Cardiff Council per year for local services (NOT your income/salary)
  • • Council tax reduction: Can reduce your bill by up to 100% (means £0 to pay Cardiff Council)
  • • Single person discount: Extra 25% off if you live alone (separate scheme)
  • • Combined savings: Both schemes work together for maximum savings

Cardiff Potential Savings

Band A (£1,240.44 annual bill)
80% Reduction
Save £992.35/year
100% Reduction
Save £1,240.44/year
Band D (£1,860.66 annual bill)
80% Reduction
Save £1,488.53/year
100% Reduction
Save £1,860.66/year
Pro Tip: Combine with single person discount (25% off) for even greater savings. Cardiff residents can potentially save £1,400+ annually when combining both schemes with the updated 2024/25 rates.

Apply in Cardiff

Cardiff Council

Contact Details:
Phone: 029 2087 2087
Website: cardiff.gov.uk/benefits
Opening: Mon-Fri 9:00am-5:00pm
Office Address:
County Hall
Atlantic Wharf
Cardiff CF10 4UW

Application Process:

  • Apply online or call Cardiff Council directly
  • Processing time: typically 2-3 weeks for Cardiff applications
  • Required documents: Income proof, benefit letters, bank statements
Check Your Cardiff Eligibility Now

Free Cardiff eligibility check • Under 2 minutes • No personal details required

Potential Savings

You Could Save £300 to £1,000 a Year

Council Tax Reduction can significantly reduce your annual bill. Here's what you need to know about potential savings.

Universal Credit & Pension Credit

Many people on Universal Credit or Pension Credit automatically qualify for significant reductions or complete exemptions.

Local Council Rules

Savings vary by council — we use your specific local rules to calculate exactly what you could save in your area.

Additional Support

You'll also see if you qualify for other help like the Warm Home Discount or Single Person Discount.

"Saved £735 in Cardiff – took 1 minute! Living in Cathays, the calculator was incredibly easy to use."
S
Sarah M.
Cardiff resident
"Family of 4 on Universal Credit - we got £780 off our council tax bill in Manchester!"
M
Mark & Lisa T.
Manchester family, Band C
"I qualified for 100% Council Tax Reduction in Sheffield. I didn't even know I had to apply — this tool pointed me straight to the form."
D
Cahill H.
Sheffield pensioner, Band A
"I got 100% off my Council Tax in Glasgow because of my disability and low income. The result page was clear and accurate."
J
James R.
Glasgow resident, Band D
"Working part-time in Leeds - I still qualified for £520 council tax reduction! Didn't know this existed."
A
Anna K.
Leeds part-time worker, Band B
"Single mum in Cardiff - got 75% off plus single person discount. Saved £890 this year!"
R
Rachel P.
Cardiff single parent, Band C
£642
Average Manchester saving
£890
Average Cardiff saving
£734
Average Leeds saving
£578
Average Glasgow saving
Get Started Now

Check your eligibility in under 2 minutes - completely free.

Quick Comparison

Council Tax Reduction At a Glance

Compare application times, savings amounts, and eligibility requirements across different scenarios.

How long does council tax application take?

Application submission:15-30 minutes
Acknowledgment:1-2 weeks
Final decision:6-8 weeks
Backdating applied:From application date
First payment reduction:Following month's bill

Can I get council tax help on Universal Credit?

UC with no other income:80-100% reduction
UC + part-time work:20-60% reduction
UC + single person discount:Separate 25% discount
UC + disability benefits:Higher reduction rates
Separate application required:Yes - to your council

How to Apply for Council Tax Reduction in Cardiff

1

Check Eligibility

Use our free calculator to see if you qualify. Takes 2 minutes and covers all UK councils.

2

Gather Documents

Collect income proof, benefit letters, and ID. Most applications need 3-5 documents.

3

Apply Direct

Submit to your local council online or by phone. Decision within 4-6 weeks, backdated to application.

Compare Other Areas

How Cardiff Compares to Nearby Areas & Major Cities

See council tax reduction schemes in surrounding South Wales areas and compare Cardiff to other major UK cities

Nearby South Wales Areas

Coventry

30 miles from Cardiff

Working age:Up to 91.5%
Pension age:Up to 100%
Check Coventry eligibility
Wolverhampton

45 miles from Cardiff

Working age:Up to 91.5%
Pension age:Up to 100%
Check Wolverhampton eligibility
Dudley

120 miles from Cardiff

Working age:Up to 91.5%
Pension age:Up to 100%
Check Dudley eligibility

Other nearby councils:Bristol,Liverpool,Manchester

Common Questions

Frequently Asked Questions

Get quick answers to the most common questions about Council Tax Reduction eligibility and applications.

Last updated: • Reviewed by Council Tax Experts • Next review: January 2026
Who qualifies for Council Tax Reduction?
How much can I save with Council Tax Reduction in Cardiff?
Is this eligibility checker really free?
What is Council Tax Reduction?
How do I apply for council tax reduction in Cardiff?
How long does Cardiff council tax support application take?
What documents do I need for Cardiff council tax reduction?
What is the maximum council tax reduction in Cardiff?
Can students get council tax reduction in Cardiff?
How does PIP affect Council Tax Reduction?
Council Tax Reduction with Universal Credit - how much can I get?
What is classed as low income for Council Tax Reduction?
Council Tax Reduction single person - can I get both discounts?
Can students get Council Tax Reduction?
How long does Council Tax Reduction approval take?
How much council tax reduction can I get on minimum wage?
Can I get council tax reduction if I'm working full time?
What happens if my council tax reduction application is rejected?
View All FAQs

Still have questions? Our comprehensive FAQ page has all the answers.

User Reviews

What Our Users Are Saying

4.6out of 5
Based on 488 verified reviews
5/5
"Saved £735 in Cardiff – took 1 minute! Living in Cathays, the council tax reduction calculator was incredibly easy to use and gave me instant results for my Band B property."
SM
Sarah M.
Cardiff • January 2025
5/5
"Student in Birmingham – got full council tax exemption plus housing benefit advice. This calculator saved me thousands!"
AK
Aisha K.
Birmingham • January 2025
5/5
"Brilliant service - helped me get single person discount plus council tax reduction. Saving over £800 per year in Leeds!"
EL
Emma L.
Leeds • September 2024
4/5
"Great tool for checking eligibility. Applied through my council and got approved within 3 weeks. Very helpful guidance."
DR
David R.
Cardiff • November 2024
4.5/5
"Calculator was helpful but Cardiff Council took 6 weeks to process my application instead of the promised 2-3 weeks. Eventually got 80% reduction in Roath area, saving £620 per year."
RP
Rachel P.
Cardiff • December 2024
5/5
"Pensioner in Glasgow - this calculator showed me I qualified for full council tax reduction. Amazing free service!"
JH
James H.
Glasgow • May 2025
Updated for 2024/25 tax year • 9 July 2025

Last updated: 9 July 2025 • Reviewed by Council Tax Experts • All rates current for 2024/25